When procuring funds from financial institutions for our Revitalization and Development Business, we take advantage of loan programs that banks evaluate "companies with ESG-conscious management." Under Hokuriku Bank's "Eco-Lead Master" environmental assessment loan program, we have received an "S-rank" rating a total of 13 times since 2010, and have received preferential interest rates. In the environmental rank evaluation of the loan system, we were evaluated for our "environmentally friendly business activities" and "ESG-conscious initiatives" being promoted throughout the Group. In addition, in 2021, we received an "A-rank" for "good ESG/SDGs initiatives and information disclosure" under SMBC's ESG/SDGs evaluation-type loan.

We are also actively engaged in the use of green loans, which are evaluated for borrowing to finance green projects. In 2021, we obtained a "Green 1" in JCR Green Loan Rating from Japan Credit Rating Agency, Ltd. (JCR) for a loan from Aozora Bank for the construction of a logistics facility.

As of December 31, 2023

Tosei Reit Investment Corporation, which has been actively working on green finance, established a "Green Finance Framework" and issued green bonds in 2021, receiving the highest rating of "Green 1 (F)" from JCR. Through green finance, the corporation aims to further enhance its ESG initiatives and strengthen its fund-raising base by expanding the investor base interested in ESG investment.